Terms & Conditions

Last updated: May 2025

1. Acceptance of Terms

By accessing or using the Arthvritti website and services, you agree to be bound by these Terms & Conditions. If you do not agree, please do not use our services.

2. Nature of Service

Arthvritti is a financial marketplace and corporate agent registered with IRDAI. We are not a bank, NBFC, or insurance company. We facilitate introductions between customers and regulated financial institutions. All loan approvals, interest rates, and insurance premiums are determined solely by the respective lender or insurer.

3. Eligibility

You must be at least 18 years old and a resident of India to use our services. You agree to provide accurate, complete, and truthful information in all applications and communications.

4. Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of Arthvritti India Pvt. Ltd. and is protected by copyright and other intellectual property laws. You may not reproduce, modify, or distribute any content without our prior written consent.

5. Limitation of Liability

Arthvritti shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of our services, including but not limited to loan rejections, insurance claim denials, or investment losses. All investments in securities market are subject to market risks. Read all related documents carefully before investing.

6. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Ahmedabad, Gujarat.

7. Changes to Terms

We reserve the right to modify these Terms at any time. Continued use of our services after changes constitutes acceptance of the revised Terms.

8. Contact

For questions about these Terms, contact us at hello@arthvritti.com.